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Prepaid funeral plans are a type of prearranged and paid-for burial or cremation. They allow you to pick the service you want and provide flexible ways to pay for your funeral. One of the primary advantages of a funeral plan is that it saves money by ensuring that prices remain fixed at today’s costs.
Whether it’s a good idea to get a prepaid funeral plan is determined on your needs, budget, and the funeral company you select. If you want to arrange and pay for your burial ahead of time, have the funds accessible, and understand how your selected plan works, a prepaid funeral plan might be worthwhile.
A basic prepaid funeral plan can be a huge relief for families because it eliminates the worry of arranging and paying for burial or cremation.
Instead, all of your arrangements will be made for them; all they have to do is call one number and the funeral director will take care of everything.
A prepaid funeral plan allows you to arrange and pay for your funeral in advance. Simply choose the kind of funeral you want, pay at today’s prices, either with a one-time payment or monthly installments, and the funeral director will handle everything outlined in your plan when the time comes.
Prepaid funeral plans typically cover the funeral director’s fees and so you will never have to pay anything extra for those services. This includes their assistance, advice, a coffin, the hearse, limousines (depending on the plan you choose), and use of the chapel of rest.